Millionaire Wheel Of Life – Are You Living Fully In All Areas Of Your Life?

If I aim to have a net worth of at least one million dollars, it is an excellent analogy for me to think of my entire life like a wheel. My life can be divided into ten individual yet inter-related areas, within which I need to establish fierce objectives if I am to attain huge financial success.

Each of the ten areas of my life is a separate spoke within the wheel. Depending upon how successful my life is in any one area, this will determine how long and solid that particular spoke is. An ideal, harmonious life will result in a round fully inflated wheel with ten complete spokes. Fully inflated is the full ten marks out of ten for each area of my life.

These ten areas of my life are:

1. Physical

2. Financial

3. Business

4. Career

5. Mental

6. Social

7. Spiritual

8. Family

9. Material

10. Adventure

Once each area has been identified and analyzed, it is imperative to start thinking about what objectives I hold for my life within each area. It is the achievement of my aspirations that will fill me with a dynamic sense of growth, and drive me forward to a magnificent and compelling future. Following are examples of goals that can be placed within the realm of each area, both short-term and long-range.

1. Physical

This area encompasses my health and wellbeing, my fitness and stamina, my body and my looks, and everything to do with my physical condition and state of wellness.

 Stop smoking immediately

 Achieve the weight of 160 lbs by July 1

 Run the London Marathon in less than four hours

 Be healthy and dynamic at one hundred years of age

2. Financial

Included in this area is everything to do with money and income as it relates to my life. Earnings, savings, investments, stocks, bonds, accumulated wealth and financial freedom are all facets within the realm of the financial area of my life. What levels of financial abundance do I desire to achieve?

 Invest $10,000 in the NYSE this year

 Seek an annual fifty percent total income increase

 Save ten percent of my earnings in a special account

 Accumulate one million dollars net worth by age fifty-five

3. Business

The business area is best defined as my financial vehicle for a lifetime income, as opposed to a career that is basically a day’s work for a day’s pay. If I am self-employed, my own business is the vehicle within which I have my career. Do I desire to be a tycoon, running a global empire? What are my grandest business aims?

 Develop a business that positively benefits mankind

 Set up a fully equipped professional office in my home

 Establish my own multi-million-dollar global business empire

 Arrange a corporate partnership with a Japanese conglomerate

4. Career

My career is what I do for a day-to-day income. A career can be a job for a day or a profession for a lifetime. If I am self-employed, my career is the occupation I have within my own business. What is the dream career that ignites my fires of desire?

 Become the Managing Director for this company

 Reach an annual income level of US$250,000 per year

 Be the #1 sales person for my company during this decade

 Author a series of best-selling empowerment books for children

5. Mental

My mental area relates to every activity involved with my mind. It concerns my mental state of being and my emotional welfare. All learning, studying, attitudes, skills, intelligence, knowledge and emotions are found within this very important area of my life.

 Earn a university degree in psychology

 Learn to speak and write fluent Portuguese

 Strengthen my mind until I gain entry into Mensa

 Read one hundred personal achievement books this year

6. Social

The social area includes many of the recreational activities and pastimes related to society. Playing golf, as an example, whilst it can be an adventure, is a social activity because it involves an informal gathering of people and revolves around the golf course and social clubhouse. Most hobbies and amateur activities are socially related.

 Become President of the local Rotary Club

 Shoot eighteen holes of golf in under eighty strokes

 Organize a twenty-five-year school reunion party for July

 Play the lead role in the amateur drama annual pantomime

7. Spiritual

This area concerns itself with church and charitable matters. The spiritual area centers on what I can personally contribute to the good of humanity and society. It revolves around the improvement of the world in general. With wholehearted purpose, I can make a positive difference in people’s lives.

 Attend church every week during this year

 Tithe ten percent of my total income to charity

 Organize a sponsored litter clean-up in my neighborhood

 Establish a worldwide charitable foundation for abused women

8. Family

The area of family, simply stated, as it relates to me, encompasses all of the circumstances, events, happenings and relationships within my immediate family, extended family and all my relatives, now and in the future.

 Treat my wife to a second honeymoon in Japan

 Send my three children to study at university in Europe

 Develop special relationships with all close family members

 Spend every Sunday this year playing sports with my children

9. Material

All the possessions I could possibly imagine owning are included within this area. Material comprises all assets and belongings, not including monetary wealth. The likes of cars, houses, boats, jewelry, furniture, electronics, clothes and sporting equipment all count here.

 Own a deluxe 40-foot catamaran and name it ‘Top Cat’

 Purchase a one-carat diamond bracelet for my lovely wife

 Live in a seven-bedroom luxury villa overlooking the ocean

 Give an ocean-cruise to my parents for their anniversary gift

10. Adventure

This area encompasses all of the exciting activities and daring undertakings I have ever dared dream for my life. Most fun objectives and unusual pursuits are included within this area of adventure. Travel and vacations, especially, are included here.

 Learn to scuba dive in the Red Sea

 Hike in the Himalayan Mountains of Nepal

 Go white water rapid rafting through the Grand Canyon

 Travel to Europe this summer and ride on the Orient Express

Decision Making In The Endless Struggle To Be Healthy – A Case Of A Nagging & Frustrating Toothache

Everybody falls sick at one moment in a lifetime. By virtue of living in the tropics, we stand high chances of getting sick. Being sick can be so depressing that some people would even think of committing suicide, and annoying so much that others would want to see others sick too. Sometimes so othersome that a sense of comfort is only during some moments of the day, especially whenever friends come around.

At night it can be hell. Take a case of a toothache, acute malaria or influenza. One could for instance imagine that if malaria is that a terrible feeling, what would it feel for one with AIDS condition?

This does not mean to demean those with HIV / AIDS. It is just for the purposes of us all lamenting our experiences with some notorious illnesses. Although management is possible, AIDS pain can be so annihilating for a life time. They are challenges we all need to overcome and only reminds us of a duty to listen to our bodies, understand them and take appropriate actions towards normalcy. For those who still enjoy divine grace -without terrible infections, it becomes primary obligations for them to toil away from them. It would mean using one's highest intelligence and determination to stay safe.

The gravest times could be when besieged by a terrible infection while poor-unable to transport oneself to a health center or eat food of one's choice as sometimes sickness may dictate. Remember some people might not want to be bothered with having to give a hand, which adds an insult to an injury.

As part of one's responsibility, it would be important taking records of occurrences or attacks of infections, the immediate interventions, how interventions worked and possible improvements in such interventions. It is also important to write oneself a report indicative among other things lessons learnt, action plan behavioral or lifestyle changes. Resilience happens to be key during the tormenting times of an illness-while confident that with the little steps towards recovery or improvement are done, sanity would wish.

It could entail finding and being involved in numerous distractions -off the mental focus on pain, seeking medical care, and assuming the position of masterly over one's illness. Part of the lifestyle changes too must be having good dietary choices, stress management and being vigilant at preventing new infections to one's body.

For continued self-mastery and hardening of the self it would be interesting and fun to do. Advocacy, reading related or helping literature, attending supportive training, remaining positive about the future, ensuring calm and patience-especially during the worst moments of the illness can be so rewarding.

Interventions too expire with time. This, then, makes it important for one to find more information or updates about treatment illness suffered through consultations and reading a lot of extended literature the subject of interest.

It is also better to set one's standard scale of healthy living. When suffering from an infection, it should not be that fatality on one person could be the same as for another. Most important to note is that the state of the mind or psychological resilience amidst support received externally as medical, counseling, friendship and other rewards from a healthy social relationships.

It should not be that if someone has died of a similar illness or underwant the usual deforming surgeries, in the same way others with similar trouble will. Instead, one could assume a position felt as being above that and understand the fact that little choices and actions will determine nature of consequences.

Family members and friends could come with their own feeling about what to do or advice to take against the illness -much of which can be contradictory, pressurizing and misleading at the same time.

It is very important to think through all advices given and analyze them as they get tested against reality, personal safety and general wellness. It is important however to appreciate them of their kind information, politely. And upon analyzing information given, points could have ranked and important decisions for health improvement taken.

At times employers and at-work team-members may not empathize with one in his or her debilitating illness. They may see it as cheating, laziness or excuses to have personal holidays.

It is pertinent that one humbly and politely explains clearly his or her health condition for necessary advice or help from his or her work-mates or bosses. In the same breath ask for permission to seek medical attention or to get back home till recovery. This is so because sometimes field station can be so hostile that recovery is made slow or not at all.

In the 1990's there was a case in Busoga College Mwiri (Jinja, Uganda) -where a child suspected to be home-sick, lazy was held long in school as his malaria fever worsened. The boy died in spite of his father back home being a medical assistant, who ably could manage drugs at home and have him recover. So this is how far social pressure could drive someone to.

Being knowledgeable about available health systems and part of it or being its beneficiary is very important for well-being-sustainability. While in touch with available health-system, personal discipline in line with responsibilities towards proper health behaviors must be observed.

During one's social roles as advocacy person, information acquired must be proof-read before extradition. It would be one way of building a reputable self-image central to promoting one's ministry or work.

One of the objectives of this advocacy would be to break social resistance, reduce social discrimination, shape society to be hospitable and acceptable to marginalized groups or people infected and affected by certain illnesses. More so, the long-term ones. Social support system that include family members, friends, community health practitioners local leadership should be solicited for and tasked to help out when needed.

As a big sign that one loved himself or had positive regard for himself or herself, bought to find opportunities to train and acquire more skills in drug administration and best ways to help others in the same bracket – those with long term illnesses and the marginalized on The basis of their appearance or defect.

There is an instance of a man who experienced a terrible toothache for over two years. He was motivated to step up action planning to deal with it. He could no longer bare toothache, gum-blisters and bleeding, cost on work, and diminished social interactions.

After spending several thousand of Uganda shillings from his small savings, he realized how impoverishing a toothache could be. He, for example, could not feed well, fail to pay rent on time and forced to withdraw from social interactions.

Firstly of what he did was to revise the history of the toothache and realized he had been a fan of sweets, his brushing frequency was low -and even when he brushed he missed out on the cruel parts of his mouth. He wrote his findings down and began taking immediate action.

In fact in one of the actions taken which was to see intern dental students for advice. According to them, the only option, was to remove four molar teeth -including those that were not aching at all. This, too, was supported by their supervisor-with intimidating statements that the patient was keeping a time-bomb (of a worse toothache), which will in near future necessitate similar recommendation as theirs -regardless of where the patient visited for help. What an ambition decision by them!

Indeed, some of the medical decisions turnout to be full of errors. Upon resorting to bacteria and pain losses in a new relationship with drug-shops alongside effective brushing, the patient recovered until today.

Upon doing so, he began to regain his positive-self along side a feeling of a hard-gained relief. Several actions led to a lot more innovations like learning an old tooth brush adopted after losing a new one that could lead to re-infection that was much worse on him than the previous one.

And that instead of following the manufacturers use of a tooth brush: said to be a period of only up to three months, he chose a week of usage to keep away several bacteria accumulating on the tooth brush, and because a period of stipulated three months Only applied to normal teeth or gum.

For those who live several miles from the health facility or in areas where money comes in by accident, it is pretty intelligent to buy oneself a first aid box in which drugs are stocked and re-stocked. With it in place, the care-taker should ensure that at all times, he or she possesses drugs to treat even the most common ailments.

Enhancing Intelligence With Kids Yoga Stories

In the last decade, studies have been conducted that look into the benefits of Yoga; and several have concluded that with regard to children, consistent Yoga practice is linked to improved academic performance, decreased misbehavior, greater physical fitness, and better overall health.

Use in Schools

Some schools, public and private, across the United States, have incorporated kids’ Yoga into their curriculum, and still others receive subsidies for offering Yoga classes as part of their physical education programs. The results are clear; Yoga definitely helps young people focus, feel better about themselves, and behave more appropriately in an academic setting.

Enhancing Intelligence

It must also be noted that Yoga can help enhance children’s intelligence. Due to the fact that inversion poses improve blood flow to the brain and change the way a practitioner sees the world while practicing, they stretch and stimulate the mind. Yoga poses also feature relaxation techniques that can halt the onset of anxiety, which is a problem experienced by more and more young people and which can block certain brain cells from functioning. As a result of decreased stress levels and increase circulation, children can be more receptive to learning situations. Young minds are so flexible and resilient, increased learning receptivity will naturally broaden the ability to think outside the box.

Storytelling and Kids’ Yoga

To enhance intelligence with Yoga, storytelling is a useful tool that provides a young mind with external stimuli to focus on, while the physical Yoga poses help the child work out excess energy, stress, or other negative emotions. Stories can be told from books, from story boards, or even from memory, as the instructor uses the stories to pace a Yoga asana series and to emphasize certain poses.

In schools, smart teachers can use kids Yoga story time to reinforce their lessons, especially given the enhanced receptivity children have toward learning when they are relaxed. Parents, too, in a family Yoga session, can utilize stories that impart wisdom or moral lessons, to encourage children to grow into kind and wise adults.

Keeping kids Yoga stories creative and fun can also enhance intelligence. One way to do this is to give the class a role in creating the story, by contributing one line at a time, or by giving children responsibility to come up with unique poses to fit the Yoga story’s contents. Allowing young people to author their own Yoga practice can be rewarding for them physically, as well as mentally.

© Copyright 2012 – Aura Wellness Center – Publications Division

Idiopathic Thrombocytopenic Purpura – Could Sugar Be a Contributing Factor to Your ITP Disorder?

Could what you eat trigger your ITP disorder? There is a strong possibility, especially when it comes to Sugar.

If  you have just found out you have Idiopathic Thrombocytopenic Purpura or have already run the gamut of conventional medical treatments, and have already exhausted some of the options of traditional ITP treatment, only to find that every time you lessen or cease the doses, that your blood platelet levels  start to tumble again,  have you considered the possibility that maybe sugar could be contributing to this blood disorder, or any other auto immune disorder for that matter.

If  you are actively seeking more knowledge about your ITP blood disorder and what might be causing it. Lets have a look at these three forms of sugar substances that can be seriously affecting your health.

Sugar in General – One of the most insidious food culprits known to mankind, and one of everybody’s favorites. Everything just has to be so sweet! Unfortunately, we as a society consume way too much refined sugar. Did you know that the average American consumes a whopping 180 pounds of sugar each year . That’s approximately 1/2 pound per day. When you think about it this, it’s down right scary. And did you realize that many in and outside the medical profession recognize that sugars, high fructose corn syrup products, and refined carbohydrates are considered to be one of the major contributing factors  to most of our modern day health issues from obesity, diabetes, cancer, heart disease and a whole range of auto immune disorders such as Idiopathic Thrombocytopenic Purpura. Too much sugar in refined and unnatural forms acts as an irritant to our body, causing chronic inflammation and compromises our immune system.

Soft Drinks – Don’t get me going on these useless beverages. It is now being acknowledged throughout the medical and scientific community that we seriously harming our immune system by drinking cola drinks. Not only do the chemical food additives such as artificial flavoring, coloring and preservatives present a problem, but because of the extremely high sugar content coupled with the fact that the sugar used is not just common sugar, but High Fructose Corn Syrup, a single can of soda has been acknowledged to disrupt the immune system by up to 50% for up to 8 hours. How many soft drinks did you drink this week? What about your kids? What if you are one of those people who drink multiple sodas each and every day? This is not good. My advice to you is … Do not drink soft drinks at all especially if you have a compromised immune system and are fighting an auto immune disease such as ITP. And especially if your ultimate goal is to be well! 

High Fructose Corn Syrup – Sounds so innocent, doesn’t it? You thought I made common sugar out to be a monster, well the mother of all food monsters is High Fructose Corn Syrup, otherwise known as HFCS. This sneaky little demon is everywhere and just happens to be one of the most commonly used food additives. Isn’t it only just sugar made from corn, you ask? No, No and Absolutely not! HFCS is a man made sugar derived from the fructose in corn (an offshoot of the corn industry). HFCS is instantly absorbed by the body and goes directly into your cells wreaking havoc with your metabolism.

This sugar substance has only been on the scene for about the last 40 years or so and is suspected to be responsible for our current obesity and daibetes epidemic that is prevalent in society today. But besides these two well known health diseases, it also is responsible  for acute chronic inflammation in the body and can trigger a host of other immune diseases such as ITP disorder. In 1970, the annual consumption of HFCS was approximately 10 ounces per person per year and by the year 2000 was now in over 40% of all sweeteners added to our food and drinks. that is why we are seeing such an increase in modern diseases and immune system disorders.

Controlling  your sugar intake could be a very positive step forward to regaining or preserving your precious health.

De Rerum Sinarum – Rethinking China As Production Outsourcing Paradise

Not long ago, it seemed a foregone conclusion that any company that produced goods of almost any type would outsource production to China. Recent events have demanded forward looking businesses beginning to question the wisdom of convention. Wages are on the rise, as are political tensions. Real and audible public outcries deny the very labor practices that have made China such a popular destination for manufacturing. Additionally, domestic politics in the US have fanned flames of uncertainty as to the future of outsourcing.

Exploding Labor Costs

There have been alerts before that rising wages would soon end the attractiveness of doing business in China, and those alerts have been false. In a 2006 article in Business Week, 1 year wage increases of up to 40% in some regions as well as significant jumps countrywide were used as evidence that China's costs would rise enough to be 'game changing'. As is appropriate, the past five years have not seen a significant slowdown in production, even with continuously rising labor costs.

An Elusive Breaking Point

However, common sense suggests that there will be a breaking point. At some point, wages will rise high enough that outsourcing production to China will cease to be as profitable as it once was, and at some point may even determine to be profitable at all. The question, of course, is when that breaking point will come. As we'll discuss below, there are other factors such as domestic taxation schemes that will factor into when such a breaking point will be reached for individual companies.

Producing in China: No Longer a Foregone Conclusion

Neverheless, indicators now point to another spike in wages, such that the decision to do business in China, while not untenable, should not be an automatic decision. Furthermore, rising wages are no longer merely the result of natural economic forces or a labor shortage, as was the case in 2006, but of a restricted government policy to improve standards of living. In addition to expected wage rises of between 11 and 40% between 2011 and 2015, the state will be requiring better worker protection and benefits, further raising costs to prospective outsourcers. Wages across most sectors will remain well below their counterparts in the developed world, but not as far as before.

US Politics: Soft Protectionism?

In the State of the Union address and in many major speeches since, President Obama has begun calling for policies that amount to soft protectionism in order to promote American jobs. The White House has hosted a bevy of high level meetings over the past few years to find out how to bring jobs back to the States and prevent more from leaving. In 2012, the President has begun to outline what he has in mind to achieve this goal: higher taxes and closed tax loopholes on outsourcers, and tax breaks for companies that choose to remain in the US Exactly how this will play out in the two ring Circus of the Senate and House, especially in the run-up to elections, remains to be seen. However, there is at least a moderate risk that outsourcing will soon become more expensive by some degree.

Americans Want Better Working Conditions for the Chinese?

Another issue is the vocal response that American consumers have had revelations that American companies have been working with Chinese factories that treat their workers in a way unpalatable to many Americans. This has been particularly poignant as regards Apple, a company with an interest in pleasing socially engrained urban elites. Media and public protests notwithstanding, however, Apple sales remain strong. Furthermore, smaller producers and companies with a more varied consumer base would seem to have less to worry about. A rigid public relations, naming and marking and labeling regime would probably be required to effect any large-scale change in purchasing patterns. Neverheless, this factor may play a part in future outsourcing decision-making.

Uncertain Chinese Politics and International Relations

Even more uncertain than the tax system in the US (and this is saying something) is the future of the Chinese governmental position on a host of issues, as well the response of the US and international community to such positions. China has been stepping up its campaign to assimilate the Tibetan population, and reports of violence have risen of late. Additionally, China has held the line on the US and Europe? S drive to address the situation in Syria through the UN. After the US suggested it would 'pivot to Asia' in its military stance, China did not react with unmitigated glee. In contrast to recent years, the US has been increasingly vocal in its practices. China is certain to have a new president soon, Xi Jinping. While he is generally regarded as more personable than the reticent Hu Jintao, his policies are unilaterally to be any more palatable to Western governments.

It bears mention, of course, that the US has not been quick to respond economically in the past to reports of human rights abuses by the Chinese, with international political and economic policies seemingly existing in disparate spheres. On the other hand, since China's rise the US has never before had so many calls for protectionism or so many worries about the domestic job situation. While it is far from likely that the US would institute any overt economic punishments, or even certain that subtle trade issues may come into play, there is still an increased risk in global politics that should play into any calculus when considering whether to begin or bolster Outsourcing in China.

Science and Religion, Bill Nye and the Mayor of San Antonio – A Clash of World Views in Texas

Introduction

The being cannot be termed rational or virtuous who obeys any authority but that of reason. Mary Wollstonecraft

After delivering a keynote last week in Roanoke on the topics of science and reason, exuberance, liberty, rejuvenation and improved men and women with ample references to Robert Green Ingersoll, I was ready for the first episode of a new Netflix series that complements all these qualities, namely, Bill Nye Saves the World.

The first episode entertained, informed and educated – three things that every keynote should do. The episode focused on demonstrating the reality and frightful consequences of climate change – and how a dire future could be mitigated by changes in public policies and innovative scientific safeguards during the coming decades. Using a panel of experts, special reports from around the world and a series of demonstrations, Nye made clear the dangers, and plain the solutions.

However, without a sea change in the science literacy of the political class, the future looks grim.

The Show

Bill Nye is a skilled promoter of science. His new show commenced just days after the March for Science in Washington, DC, Los Angeles and cities across the U.S. and the world.

Nye’s goal is to promote a scientific view, a key feature of the Reason dimension of REAL wellness. This orientation is critical in America for dealing effectively with the onslaught of religion in public policy by Republican politicians (and a few Democrats). The extent of climate change denial and all forms of bad politics inspired by reliance on revelation, holy books, indoctrination of the young and the privileged status of religions, no matter how ludicrous their dogmas and beliefs (see Scientology) is a threat to well being far greater than most recognize. Carl Sagan, who gave us the wonderful insights of Baloney Detector guidelines for good decision-making, said that a secular society dependent on technology that seeks to keep separate matters of church and state must promote a science – aware population.

This is not something we enjoy in America. The result? The leadership and politics we have today at the national and many state levels.

Because reason and science are not priorities in our school systems, we elect dunderheads who are aggressively anti-science. Things are worse than bad because people do not understand how science works and its applications in daily life – the religious elements have actually created an air of anti-science. Science is the bane of superstition; the magical thinkers, however, do understand that ignorance is their friend.

As Nye put it:

When presented with evidence that conflicts with your worldview, you’ve either got to change your entire worldview which you’ve held for decades or your whole life, or deny the evidence. And denying the evidence is easier.

Surprisingly, Bill Nye believes that if we work at it and present reason in effective ways, people will come around. I don’t believe that, though I surely want to.

An Egregious Example of Antediluvian Thinking

At a forum for mayor candidates last week, current San Antonio mayor Ivy Taylor was asked about the root causes of poverty in San Antonio. Her response:

Broken people. People not being in relationships with their creator and therefore not being in good relationship with their families and their communities and not being productive members of society. So I mean, I think that’s the ultimate answer.

Translation: Nonreligious people are at the root of society’s ills.

This strikes me as being unintentionally insulting to everyone in San Antonio who is not a judgmental, anti-science Christian fundamentalist. More seriously, it’s a reflection of the fact that religion can and does render otherwise sentient beings ignorant, socially intolerant and annoyingly divisive. This mayor and just about every Republican in the Congress and State Houses across the land are ill-suited for political office.

The mayor should know that there is no evidence for a sky god creator, and if there were such an entity we’d have no reliable clues as to what a relationship with him/her or it might entail. Based on existing religious dogmas, I’d guess it would entail lots of bowing and cringing, fear and guilt.

As Annie Laurie Gaylor explained in a Freedom From Religion Foundation (FFRF) news release on April 25th, the least religious countries of this world:

* Have the lowest rates of violent crime, homicide and corruption.

* Are the best places to raise children and be a mother.

* Have the lowest levels of intolerance against racial and ethnic minorities.

* Score highest when it comes to women’s rights and gender equality.

* Have the greatest protection and enjoyment of political and civil liberties.

* Are better at educating their youth in reading, math and science.

* Are the most peaceful, the most prosperous and have the highest quality of life.

The correlation between lower religiosity and higher societal well-being is not limited to an international analysis. This trend also exists within United States. Those states that are the most religious also have a high occurrence of societal ills. The most religious states in the nation tend to have the highest rates of poverty, obesity, infant mortality, sexually transmitted diseases, teen pregnancy, murder and violent crime.

The mayor uses her religiosity to guide her politics, but the office she holds is not a pulpit for injecting superstition into public policy. Godlessness is not the root of all, or any evil, for that matter. There is no evidence linking non-belief in a sky god with family harmony or functioning in a productive capacity in society.

Godlessness is not the problem: superstition that fosters resistance to reality is the problem.

The mayor’s remarks call to mind the words of Edward Gibbon in The Decline and Fall of the Roman Empire describing early Christianity:

It was not in this world that the primitive Christians were desirous of making themselves either agreeable or useful.

All the best. Be well and think straight and try to look on the bright side of life.

The Effects of Compensation on Employees Work Performance

HRM strives to achieve organizational goals and the goals of employees through effective personnel programs policies and procedures. Successful performances of the personnel function can greatly enhance the bottom line of any organization. The personnel practitioners however are challenged more today than at any time in the history by a changing and more demanding labor force that has high expectation about the work place. At the same time, rapidly advancing technologies and outside influences are changing the nature of our jobs. It is thus more critical and more difficult to maintain a work environment that motivates and satisfies Human Resources.

 

Edward flippo states: “personnel management is the planning, organizing, directing and controlling of the procurement, development compensation, integration, maintenance and separation of human resources to the end that individual, organizational and societal objectives are accomplished.”

 

According to Wayne. F. Cascio “Compensation which includes direct cash payment, indirect payments in the form of employee benefits and incentives to motivate employees to strive for higher levels of productivity is a critical component of the employment relationship. Compensation affected by forces as diverse as labor market factors. Collective bargaining, government legislation and top management philosophy regarding pay and benefits”     

Compensation may be defined as money received for the performance of work plus many kind of benefits and services that organizations provide their employee.

Compensation is recompense, reward, wage or salary given by an organization to persons or a group of persons in return to a work done, services rendered, or a contribution made towards the accomplishment of organizational goals. Wage, dearness allowance, bonus and other allowance are examples of monetary compensation, while good accommodation, children education, transport facilities, subsidized ration of essential commodities, etc. come under non-monetary compensation. In short, wage paid to collar workers or salaries paid to white collar employee can be classified as compensation.

A good compensation package is a good motivator. Hence, the primary responsibility of the HR manager is to ensure that the company’s employees are well paid.

OBJECTIVES OF COMPENSATION:

To attract capable applicants. To retain current employee so that they don’t quit. The employee is motivated for better performance. Reward desired behavior. To ensure equity. To control cost.Facilitate easy understanding by all i.e. employee operating manager and HR personnel

BASIC COMPENSATION

 

WAGE:

The remuneration paid, for the service of labour in production, periodically to an employee/worker. Wages means any economic compensation paid by the employer under some contract to his workers for the services rendered by them. Usually refer to the hourly rate paid to such groups as production and maintenance employees’ wages include family allowance, relief, pay, financial support etc.

SALARY:

Salary is influenced by the size of a company by the specific industry, and in part by the contribution of the incumbent to the process of decision-making. Salary refers to the weekly or monthly rates paid to clerical, administrative and professional employees. Salary is determined by mutual agreement between the individual and the employer.

INCENTIVE:

An incentive scheme is a plan or programs to motivate industries or group performance. An incentive program is most frequently built on monetary, but may also include a variety of non- monetary rewards or prizes.

DETERMINATS

The effective use of incentives depends on three variables. They are:

1. The individual.

2. The work situation.

3. The incentive plan.

Factors influencing compensation:

1. Organization’s capacity to pay

2. Prevailing pay and benefits in the industry:

3. Compensation in the industry and availability of special competent personnel

4. Flexibility, i.e. kind of competencies and abilities in managers:

5. Performance/productivity/responsibilities of individual.

6. Organization philosophy such as to be leader or pay prevailing rates.

7. Qualifications and relevant experience.

8. Stability of employment and advancement opportunities.  

 

“Compensation literally means to counterbalance to offset, and to make up for. It implies an exchange. Compensation translates into different meaning among countries and even overtime”.

Society View:

According to G.T Milkovich and bloom “perception of compensation differ within countries as well. Some in society may see pay difference as a measure of justice.

 

Stockholder View:

To stockholder, executive’s pay is of special interest. In united state stock option are commonly believed to tie pay of executives to the financing performance of the company.

 

Employees:

Employee may see compensation as an exchange of service rendered or as a reward for a job well done. Compensation to some reflects the value for their personal skills and abilities, or the return for the education training they have acquired. The pay individual receive for the work they perform is usually the major source of personal income and financial security and hence a vital determinants of an individual economic and social well being.

 

Managers:

Managers also have a stake in compensation: it directly influences their success in two ways. First it is a major expense competitive pressure both internationally and domestically, forces managers to consider the affordability of their compensation decisions. Studies show that many enterprises labor costs account for more than 50% of total costs. Among some industries, such as service or public employment, this figure is even higher.

In addition to treating pay as an expense, a manager also treats compensation as a possible influence on employee work attitude and behavior and their organization performance. The way the people are paid affects the quality of their work, their focus on customer needs, and their willingness to be flexible and learn new skills, to suggest innovation and improvement, and even their interest in union or legal action against their employer. 

 

FORMS OF PAY

Total compensation includes pay received directly as cash (e.g., base wage, merit increases, incentives, and cost of living adjustment) or indirectly through benefits and services (e.g., pensions, health insurance, paid time off). Programs that distribute compensation to employees can be designed in an unlimited number of ways, and a single employer typically uses more than one program. The major categories of compensation include base wage, merit pay, short and long term incentives, and employee benefits and services.

Base wage

Base wage is the basic cash compensation that an employer pays for the work performed. Base wage tends to reflect the value of the work or skills and generally ignores difference attributable to individual employees. Some pay systems set base wage as a function of the skill or education an employee possesses; this is common for engineers and scientists. Periodic adjustments to base wages may be made on the basis of change in the overall cost of living or inflation, changes in what other employers are paying for the same work, or changes in experience/ performance/ skills of employees.

Incentives

Incentives also tie pay directly to performance. Sometimes referred to as variable compensation, incentives may be long or short term, and can be tied to the performance of an individual employee, a team of employees, combination of individuals, team of employees, a total business unit, or some combination of individuals, teamed unit. Performance objectives may be defined as cost savings, volume produced, quality standards met, revenues, return on investments or increased profits; the possibilities are endless.   

Long-term incentives are intended to focus employee efforts on multi year result. Top managers or professionals are often offered stock ownership or bonuses to focus on long-term organizational objectives such return on investments, market share, return on net assets and the like. Coca-Cola grants shares of stock to selected “key contributors” who make outstanding contribution to the firm’s success. Microsoft, Pepsi, Wal Mart and Proctor & Gamble offer stock options to all their employees. These companies believe that having a stake in the company supports a culture of ownership. Employees will behave like owners. 

Incentives and merit pay differs. Although both may influence performance, incentives do so by offering pay to influence future behavior. Merit on the other hand, recognizes outstanding past performance. The distinction is a matter of timing. Incentives systems are offered prior to the actual performance; merit pay on the other hand, typically is not communicated beforehand. 

The national commission on labor makes the following recommendation with respect to incentives:

(a) The application of incentives schemes has usually to be selected and restricted to industries and occupations where it is possible to measure on an agreed basis, the output of workers or a group of concerned workers and maintain a substantial amount of control over its quality.

(b) Incentive schemes have to embrace as many employees of an enterprise as possible and need not be limited only to operative or direct workers.

(c) A careful selection of occupations should be made for launching incentives scheme with the help of work-study teams commanding the confidence of both the employer and employees. The incentive scheme is required to be simple so that the workers are able to understand its full implications. The employers need to ensure that external factors such as non-availability of raw material and components, transport difficulties and accumulation of stock do not exert an unfavorable impact on incentive schemes.

 

(d)   Production has to be organized in such a way, which does not provide incentive wage on one day, and unemployment on the other day- there should be a provision of the fullback wage as a safeguard against it.

(e)    According to Subramaniam, there are several prerequisites to the effective installation and operation of payment system:

a.) It should be developed and introduced with the involvement of the workers concerned in a harmonious climate of industrial relations.

b) Work-study precedes the installation of incentive programs.

c) The wage structure should be rationalized on the basis of job evaluation before devising an incentive plan.

d) The objective to be accomplished through incentives should be defined and accordingly, an attempt should be made to select a scheme, which is most suitable to accomplish them.

BENEFITS & SERVICES

The fringe benefit systems purported to develop a climate for healthy employer-employee relationship, minimize excessive labor turnover costs and provide a feeling of individual security against hazards and problems of life with a view to eventually enhancing employee loyalty to the company and improving productivity.

M.Chandra lucidly describes fringe benefits provided by the employers to their employees under the statutory provision or on a voluntary basis. The social services provided under the factories Act, 1948, in the manufacturing industries include canteen, rest shelters, crèche , storage or lockers, sitting arrangement, bathing and washing facilities and appointment of welfare officers, etc. other benefits include festival, year-end profit sharing, attendance and production bonuses, protective equipment’s, free supply of food items on concessional rates. Social security system provides benefits such as provident fund, employees state insurance (ESI) scheme, retrenchment compensation, employment injury compensation, maternity benefits, gratuity, pension, dependent allowance and contribution toward pension and gratuity claims.

In addition, other facilities enjoyed by the workers include medical and health care, restaurants, cooperative credit societies and consumer stores, company housing, house rent allowance. Recreational and cultural services, clubs, cash assistance. Some employers also provide education, transport facilities and conveyance allowance.

Laxmi Narain points that fringe benefits are an integral part of the reward system in the public sector undertaking and relate to management motivation similar to basic compensation.

Sound Healing That Resembles Our Ancestors’ Techniques

Sound Healing, is the conscious use of the energy of sound to promote human systems’ health, balance, and wellness in the physical body, the energetic body, the spiritual body, or a combination of all three. Scientific studies have in fact proven that the same way sound can change the molecular structure of water, sound or vibration, can also change or effect consciousness. Dating back one thousand years to ancient Egyptians and Australia’s Aborigines, many of our ancestors have used sound to heal themselves or to help them access higher levels of consciousness through traditional instruments and chants or mantra to restore balance to mind, body, and spirit.

The entire universe is in a constant state of vibration and every atom in it resonates at it own unique frequency. Frequency is measured in hertz, which is the number of cycles per second at which sound vibrates. Illness and disease occur when any single part of our body begins to vibrate at a different rate, and in turn, becomes out of harmony with the rest. Because the cells in the human body are made up of 70 to 80% water, they are the perfect conductor of sound to help bring your physical body back to perfect health.

Constant stresses in daily life trigger the brain’s “fight or flight” response, creating a constant imbalance, making it more difficult for some to get their bodies and minds back to a space of tranquility and wholeness, which creates imbalance and illness. Sound is starting to become more and more prevalent in our society for healing. Psychologists are now using sound to help children with learning disabilities. Sound has also been found to assists people with sleep disorders by altering brain wave states. In today’s modern society, sound therapy is becoming one of the most powerful of therapies, due to results of a wide array of ailments.

The answer to these constant stresses in life is simple is simple right? Slow down, relax, take time for yourself, exercise, eat right, spend time with your family, sit outdoors and get grounded. While these things may sound very simple, we live in a different world than we did 30 years ago. Homes with both parents working, daily stresses and larger demands at work, running the kids to and from their schools, and many after school activities, make just simply taking the time to live a fulfilled life and enjoying your family hardly existent anymore. This is why we need to be cognizant of keeping our bodies in a continuous and harmonious state. Slowly but surely though, we are trying to get back to those times of ease and centering ourselves with what’s important in life.

Findings of resonant frequency of organs is happening worldwide by doctors to aid in vibrating the entire body back into a state of health, and transmute illness and diseases such as anxiety, PTSD, migraines, depression, memory issues, chronic pain, sleep disorders, and even cancer. “You can really look at disease as a form or disharmony,” says Dr. Gaynor director of oncology at the Strang-Cornell Cancer Prevention Center in New York, and author of Sounds of Healing. “We know that sound and music have profound effects on the immune system, which clearly do have a lot to do with cancer.” [1]

There was also a study in April of 2016, that involved patient with Alzheimer’s Disease. Researchers from the University of Toronto, Wilfrid Laurier University, and the Baycrest Centre Hospitals conducted a study of these patients in different stages of the disease, subjecting them to sound simulation at 40 hertz. They noted “promising” results with cognition, clarity, and alertness. Lee Bartel, one of the authors of these findings stated that,”Parts of the brain appear to be at the same communication frequency, and that frequency is about 40 Hz. So when you have a deterioration of that – when you have too little of it – the two parts of the brain that want to talk to each other, like the thalamus and the hippo campus, the short-term memory to the long-term memory, they can’t talk to each other, they won’t communicate, so you won’t have long-term memory.” Bartel explained that the sound-simulation treatment at 40 Hz leads to an “increased” frequency, which allows “parts of the brain to talk to each other again.” [2]

There are various methods of utilizing sound to invoke this change or level of consciousness. People that meditate will tell you that Chanting and Toning are two very powerful ways to vibrate sound through the body. As a person that meditates with sounds of chanting, I will say that it’s a game changer to the entire process. Sound altering brainwave states such as binaural beat frequencies are now being used to help with sleeping disorders. Our Chakras (life force energy centers) also benefit from musical sounds, helping to release blockages creating illness and disease to realign the flow of harmonious, predetermined frequency within the body.

Crystal Singing Bowls offer a unique advantage over synthesized sound, as they are made with the highest quality quartz crystal. We know that clear quartz is a crystal that is sometimes called the ‘Master Healer’ as it has the ability to amplify, transform, store, and transfer energy. The quartz crystal vibrates through the 70% of water of the human form and resonates with the various crystalline substances that also make up the physical body. The tones produced by the crystal bowls are not only heard by the ear, but felt in the body, enabling the energy to echo throughout each of the Chakra Centers. In essence, with Quartz Crystal Singing Bowls, one can create a powerful level of symphonic response to restore and rejuvenate. That’s the power of quartz crystal.

[1] Spencer, Susan. “Healing Sounds.” Cbs News. June 1999. CBS News Web. 8 May 2017.

[2] “The sound of healing: Study says sound-stimulation could help Alzheimer’s patients.” CTV News Staff. April 21, 2016. Ctvnews.ca Web. 11 May 2017

5 Problems For Children in Africa

I will simply provide the list below and provide my own brief review for each point I make. If you take some time to read the article right to the end, you will gain more valuable insights in to this serious subject.

Most of them cannot afford to go to school or are forced drop out

A good education is important to improve the lives of African children. Children in Africa lack financial resources to be able to go to school. A large portion of the African population has people who live below the poverty line, and thus many families cannot afford to take their children to school because it is expensive. For example 69% of the people in Swaziland live with just about $3 per month. This has caused under privileged children not to have formal education.

Rape is another problem that children are faced with in the African continent

Sexual violence is one of the largest crimes against children, which threaten lives of so many of them. Violence, domestic abuse and discrimination are some of the painful things children have to go through everyday of their lives.

African countries have poor health care facilities, which have resulted in an increase in health problems for children

The lack of health care facilities has increased the number of deaths of children. Children suffer from water-borne infection from the lack of clean drinking water. Children also get health problem through mother to infant, where mothers abuse alcohol and drugs creating abnormalities and growth disorder to infants.

Another problem faced by children is starvation, which is caused by poverty where there is lack of financial resources to buy food

Starvation has resulted in malnutrition and underweight children. Most African countries rely on food donations in order to feed the hungry children; also there are orphanages where orphans are taken care of and given the necessary basic needs.

A large number of children in Africa are infected and or affected by the HIV/AIDS pandemic

This has increased the number of orphans and vulnerable children and causing a large number of the young ones to be without parents or a guardian. The pandemic has resulted to a high number of child-headed households. Furthermore, because these kids are not adequately taught, they have a high chance of contracting the HIV virus while taking care of their sick parents or by being engaged in “sex games”.

International Trade – Tariffs or Restrictions to Trade

Tariffs are taxes or duties imposed on imports and exports by the government of a country. The idea behind tariffs is to restrict the volume of trade or improve the international terms of trade. Tariffs are imposed to protect infant industries from undue competition with foreign firms, to generate revenue for the country-many countries derive their revenue from import and export duties. Also tariffs are imposed to prevent dumping of goods from foreign countries, hence leading to very low sale prices when compared to home prices.

That’s not all, tariffs help to correct unfavorable balance of payments by discouraging massive imports; prevent dangerous or harmful goods from other countries; encourage the establishment of local industries or enhance the expansion and growth of existing ones so as to provide job opportunities; serve as discriminatory measure against unfriendly countries; imposed on imported goods to enable a country be self sufficient in production of numerous goods and to check consumption pattern as citizens may develop uncontrolled appetite for foreign goods, can be used in most cases to protect certain strategic industries.

Tools or instruments of trade restriction

1. Import duties or tariffs: This is a tax imposed on imported goods to reduce the amount of trade.

2. Foreign exchange control: Trade can be controlled by reducing the foreign exchange available for trade transactions.

3. Devaluation: By lowering the value of a country’s currency vis-a-vis others, importation becomes costly while export becomes cheaper.

4. Embargo: This is the prohibition or outright ban placed on some imported goods

5. Import monopoly: This refers to a situation in which the government of a country takes over the importation of certain goods which are only essential to the country.

6. Import quota: Import quota restricts imports by imposing a limit on the quantity of goods but can be imported at a particular country.

7. Preferential duties: In order to either encourage or discourage the importation of certain goods from certain countries, discriminate duties are charged on these goods.

8. Excise duties reduction: This method helps to reduce the prices of locally made goods so as to enable people to patronize them instead of foreign made goods.

8. Import licence: Import licence is a permit that allows an importer to bring a certain quantity of foreign goods into a country and allows him to purchase the foreign currency required to pay for them.

Tariffs and restrictions are very essential to check-mate international trade to suit the developments and interests of a particular nation.